MyShield

Terms and Conditions apply. 

For complete details, please refer to the policy contract or speak to your preferred financial adviser representative. 

*As charged refers to the eligible expenses incurred by the Life Assured which is subject to pro-ration, deductible, co-insurance, policy year limit, admission of ward class and other policy terms. 

¹Applicable to MyShield Plan 1: If you get a Certificate of Pre-authorisation via Singlife's panel of medical specialists. 

²Free newborn benefit applies to a newborn child(ren) from 15 days old of their age on the date of discharge from hospital after birth, whichever is later. The benefit ends on the date the newborn is 6 months old or takes up a Medisave-approved Integrated Shield Plan, whichever is earlier. Both parents must be covered under MyShield Plan 1 or Plan 2 continuously for at least 10 months from the cover start date of their respective policies on the newborn's date of birth. 

³Applicable if both parents are covered under MyShield Plan 1 or Plan 2. Discounted premium rates for child(ren) refers to the Family Discount for child(ren) which is applicable to the child up to age 20 at next birthday (ANB). Please refer to Product Summary for more details. 

⁴Pre-approval is applicable for inpatient treatment or day surgery at a private hospital or private clinic under Singlife’s panel of private medical specialists. For treatments at a public hospital, you may request for a waiver of deposit with a Letter of Guarantee (LoG) during admission.  

⁵Pre-hospital treatment refers to eligible expenses incurred up to 180 days before admission and post-hospital treatment refers to the eligible expenses incurred up to 365 days after discharge for Plan 1, Plan2, and Plan 3 at restructured / community hospitals. For private hospitals, you'll need to get the Certificate of Pre-authorisation via Singlife's panel of medical specialists.

⁶We will pay for planned inpatient treatment or day surgery at the overseas hospital that has an approved working arrangement with a Medisave-accredited institution/referral centre in Singapore. For details, please refer to the Product Summary and Policy Contract. 

⁷Please refer to the policy contract for details of major outpatient treatment. 

⁸Proton Beam therapy is excluded from this benefit. 

⁹Preventive treatment for cancer covers surgery to prevent further cancer if the life assured already had treatment for cancer and we have paid for the treatment. 

¹⁰Letter of Guarantee (LOG) covers the hospital deposit for up to S$80,000. LOG will be issued to hospitals for Life Assured who is hospitalised as an inpatient at participating hospitals, provided that the estimated total bill amount exceeds the plan deductible (if applicable). Please refer to our website for the list of participating hospitals for LOG. 

Anyone who pays for, or is insured under MyShield and MyHealthPlus, is not eligible for Addidtional Premium Support (APS) from the Government.*

If you are currently receiving APS to pay for your MediShield Life and/or CareShield Life premiums, and you choose to be insured under MyShield and MyHealthPlus, you will stop receiving APS. This applies even if you are not the person paying for the premium(s). In addition, if you choose to be insured under MyShield and MyHealthPlus, the person paying for the premium(s) will stop receiving APS, if he or she is currently receiving APS. 

*APS is for families who need assistance with MediShield Life and/or CareShield Life premiums, even after receiving premium subsidies and making use of MediSave to pay for these premiums.