MyHealthPlus Option A-II and Option C-II

Terms and Conditions apply.

For complete details, please refer to the Product Summary or speak to your preferred financial adviser representative.

¹Only applies if the Life Assured has crossed his/her first birthday and is not older than 65 Age Next Birthday (ANB). If the critical illness diagnosed is Major Cancer, Coronary Artery By-pass Surgery, Angioplasty & Other Invasive Treatment for Coronary Artery, Other Serious Coronary Artery Disease and/or Heart Attack of Specified Severity, the critical illness benefit is payable only if diagnosis is made a­fter a waiting period of 90 days from the cover start date or last reinstatement date, whichever is later. Please refer to the Policy Contract for details.

²Additional critical illness benefit for kidney failure will be covered based on the type of centre or hospital at which the Life Assured receives the dialysis.

³The Global Treatment benefit is applicable for MyHealthPlus Option A-II and C-II, Plan 1 only. It covers six illnesses and medical procedures:

• Cancer treatment
• Coronary artery by-pass surgery
• Heart valve replacement or repair
• Inter-cranial and specific spinal cord surgery
• Live-donor organ transplant
• Bone marrow transplant

Policy limits of S$1,250,000 per policy year and S$2,500,000 per lifetime is for global treatment at panel overseas hospital with certificate of pre-authorisation. MyShield annual deductible and co-insurance will apply.

⁴The maximum co-insurance is accumulated across panel specialists in a private hospital with a certificate of pre-authorisation, panel private dialysis centre, subsidised centre for kidney dialysis, panel overseas hospital, restructured hospital and community hospital and does not include the co-insurance accumulated under panel specialist in a private hospital without a certificate of pre-authorisation.

⁵Your dependant child who is covered under MyShield’s family discount for child(ren) is also eligible for free cover under Option A-II, Plan 2 of MyHealthPlus for up to 20 ANB, if both parents are covered under Plan 1 or 2 of MyShield as well as Plan 1 or 2 of MyHealthPlus Option A or C or Option A-II or C-II. The child shall enjoy the same benefits provided under Option A-II, Plan 2 of the Benefits Schedule. 

⁶Your dependant child who is covered under MyShield’s family discount for child(ren) is also eligible for the  Preferred Rate for Children under Option C-II, Plan 2 of MyHealthPlus for up to 20 ANB, if both parents are covered under Plan 1 or 2 of MyShield as well as Plan 1 or 2 of MyHealthPlus Option A or C or Option A-II or C-II. The child shall enjoy the same benefits provided under Option C-II, Plan 2 of the Benefits Schedule.

⁷Ward Downgrade Benefit:

If the Life Assured is an inpatient at a Singapore restructured hospital, we pay this benefit as shown in the benefits schedule as long as:

• the admission as an inpatient is recommended by a doctor as necessary medical treatment; and
• the Life Assured stays in the following wards lower than his/her chosen plan:
  • For Plan 1, any standard ward of a restructured hospital;
  • For Plan 2, a 4-bed (B1) standard ward or below of a restructured hospital; or
  • For Plan 3, a 6-bed (B2) standard ward or below of a restructured hospital.

We will not pay the ward downgrade benefit for day surgery, admission as an inpatient in a community hospital, admission as an inpatient in a private hospital, or if there is no hospital stay involved.