
Earn rewards as we tailor a holistic Better Plan just for you.
Personal tips, guides and expert advice to master every aspect of your life
Up to 48% OFF Singlife Travel Insurance
We cover trip cancellation or curtailment for any reason.
Save, invest, earn, be insured and rewarded all in one app!
Looking for corporate solutions?
CorporatePromo
Up to 48% OFF Singlife Travel Insurance
We cover trip cancellation or curtailment for any reason.
Up to 48% OFF Singlife Travel InsuranceThis site uses cookies to provide you with a better user experience. By continuing, you accept our cookie policy.
Retirement
The future is yours to shape. With Singlife, it’s never too early or too late to plan your golden years.
To retire with confidence means having the right protection, financial tools and peace of mind to enjoy life after work.
Our Singlife Financial Freedom Index shows that many of us are not ready for it:
Only 4/10 Singaporeans have started planning towards retirement
Only 1/3 Singaporeans believe they have enough savings or emergency funds
Only 4/10 Singaporeans are hitting their monthly savings goal
Global inflation is at 4.2%, making daily living more costly for everyone¹
CPF Life payouts may not cover all needs; plan ahead for a comfortable retirement³
Take charge of your future and close your Retirement Gap, so you and your loved ones can enjoy life on your terms.
It may seem daunting, but with Singlife by your side, planning ahead has never been easier.
Everyone’s journey is different. Whether you’re just starting or already planning, this simple 3-step plan can help you get retirement-ready.
Start by estimating the monthly income you’ll need in retirement, from daily essentials to the things you enjoy like travel and hobbies.
Take stock of your current resources such as savings, investments and other assets.
As your life changes, so should your retirement strategy. Regular reviews keep your protection relevant and effective, so you’re always prepared for what’s next.
Flip card for more details
The Singlife App is available on the Apple App Store and Google Play Store. The Singlife App is available on tThe Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.
To start, create your Singlife ID by setting up your login credentials.
Next, apply for your Singlife Account via Myinfo with Singpass to verify your personal details.
Once your application is approved, get started with a minimum S$100 to start earning up to 3.5% p.a.* return.
Solutions for Your Retirement Journey
Start with protection
A strong retirement plan benefits from the right protection. The right protection helps you stay prepared for unexpected health and financial challenges
A medical plan that offers protection against hefty medical bills from cancer treatments.
Learn more
Get additional payouts for severe disability
Receive waiver reliefs even for moderate disability
Flexible payment with MediSave
Grow your money for the future you want
Make every dollar work harder for your future
With Singlife’s investment and solutions, you can build long-term financial security to enjoy more freedom in retirement.
An insurance savings plan that gives you yearly cash payouts throughout your lifetime plus potential bonuses.
Learn more
A whole life, regular premium investment-linked plan that combines investment opportunities and insurance protection.
Learn more
An easy-to-use, digital-first platform that helps you invest confidently.
Learn more
Important Notes
1. https://www.imf.org/external/datamapper/PCPIPCH@WEO/OEMDC/ADVEC/WEOWORLD
2. Based on our White Paper, long-term care costs has been increasing by 4% per year. Additionally, according to Willis Towers Watson, medical costs have risen by 10% annually https://www.pirainc.com/post/2025-medical-inflation-rate-projected-to-be-12-as-high-as-in-2024
3. CPF Life monthly payouts range from S$840 – S$3,300, given you have at least S$106,500 – S$420,000 in your Retirement Account, respectively, at age 55 https://www.dbs.com.sg/personal/articles/nav/retirement/what-is-cpf-life
Disclaimers
This policy is underwritten by Singapore Life Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
Information is accurate as at September 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
I’m Interested
We’re glad to know you’re interested in a better way to financial freedom. Leave your details and we will get back to you.
If you’d like to speak to someone, you can call Singlife Financial Advisers at 6827 9980 (Mon – Fri, 9am to 6pm).
By clicking "Yes, I understand", you consent to Singapore Life Ltd. ("Singlife") and Singlife related group of companies contacting you for the processing of the above request. You also consent to Singlife collecting, using, disclosing or transferring your personal data in this form to Singlife related companies, third party providers or intermediaries, whether located in Singapore or elsewhere, for the above purposes and for research, audit, regulatory and compliance purposes. For details of Singlife's Data Protection Notice, please refer to www.singlife.com/pdpa
Yay! Form received
Sorry, there seems to be a problem with this page. Please refresh and try again in a few minutes.