Singlife Flexi Retirement II: retire better with steady stream of income

Retirement

The future is yours to shape. With Singlife, it’s never too early or too late to plan your golden years.

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Ready to retire?

To retire with confidence means having the right protection, financial tools and peace of mind to enjoy life after work. 

Our Singlife Financial Freedom Index shows that many of us are not ready for it:

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Only 4/10 Singaporeans have started planning towards retirement

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Only 1/3 Singaporeans believe they have enough savings or emergency funds

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Only 4/10 Singaporeans are hitting their monthly savings goal

Moreover, many underestimate the costs of retirement

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Global inflation is at 4.2%, making daily living more costly for everyone¹

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Medical and care costs keep rising.  Health coverage is more important than ever²

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CPF Life payouts may not cover all needs; plan ahead for a comfortable retirement³

Take charge of your future and close your Retirement Gap, so you and your loved ones can enjoy life on your terms.

It may seem daunting, but with Singlife by your side, planning ahead has never been easier.

Your Retirement Game Plan

Everyone’s journey is different.  Whether you’re just starting or already planning, this simple 3-step plan can help you get retirement-ready.

Step 1: Know what you’ll need

Start by estimating the monthly income you’ll need in retirement, from daily essentials to the things you enjoy like travel and hobbies.

  • Include liabilities like mortgages and car financing payments.
  • Include the cost to fund the premiums for your medical, health critical illness and long-term care insurance plans. 

 

Step 2: List out what you’ve got

Take stock of your current resources such as savings, investments and other assets.

 

  • Include all your holdings, even your property, to get a complete view of your assets.
  • Link each asset to a specific goal to avoid any overlap. 

 

Step 3: Map out and plan how to get there

The earlier you start planning, the more your money can grow. Even small amounts compound over time, steadily growing and adding up to something substantial. This is the Time Value of Money at work. 

The easiest way to start is to speak to your Financial Adviser Representative. 

Step 4: Review and monitoring

As your life changes, so should your retirement strategy. Regular reviews keep your protection relevant and effective, so you’re always prepared for what’s next.

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Download

the Singlife App

The Singlife App is available on the Apple App Store and Google Play Store. The Singlife App is available on tThe Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.The Singlife App is available on the Apple App Store and Google Play Store.

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Create

your Singlife ID

To start, create your Singlife ID by setting up your login credentials.

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Apply

for your Singlife Account

Next, apply for your Singlife Account via Myinfo with Singpass to verify your personal details.

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Fund

your Singlife Account

Once your application is approved, get started with a minimum S$100 to start earning up to 3.5% p.a.* return.

Solutions for Your Retirement Journey

Start with protection

A strong retirement plan benefits from the right protection. The right protection helps you stay prepared for unexpected health and financial challenges

Singlife Cancer Cover Plus II

A medical plan that offers protection against hefty medical bills from cancer treatments. 
Learn more

Singlife CareShield Plus

Get additional payouts for severe disability
Receive waiver reliefs even for moderate disability
Flexible payment with MediSave

Grow your money for the future you want

Make every dollar work harder for your future

With Singlife’s investment and solutions, you can build long-term financial security to enjoy more freedom in retirement.

Singlife Flexi Retirement II

An insurance savings plan that gives you yearly cash payouts throughout your lifetime plus potential bonuses.
Learn more

Singlife Savvy Invest II

A whole life, regular premium investment-linked plan that combines investment opportunities and insurance protection.
Learn more

dollarDEX by Singlife

An easy-to-use, digital-first platform that helps you invest confidently.
Learn more

 

Important Notes

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1. https://www.imf.org/external/datamapper/PCPIPCH@WEO/OEMDC/ADVEC/WEOWORLD

2. Based on our White Paper, long-term care costs has been increasing by 4% per year. Additionally, according to Willis Towers Watson, medical costs have risen by 10% annually https://www.pirainc.com/post/2025-medical-inflation-rate-projected-to-be-12-as-high-as-in-2024

3. CPF Life monthly payouts range from S$840 – S$3,300, given you have at least S$106,500 – S$420,000 in your Retirement Account, respectively, at age 55 https://www.dbs.com.sg/personal/articles/nav/retirement/what-is-cpf-life

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Disclaimers

This policy is underwritten by Singapore Life Ltd.
 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
 


Information is accurate as at September 2023.
 

This advertisement has not been reviewed by the Monetary Authority of Singapore.
 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).