Personal accident insurance

 To qualify for personal accident insurance from Singlife, you must meet the following criteria:

• You hold a valid NRIC(s) / FIN(s).
• You are aged between 16 and 70 years old.
• You have not previously been refused accident, financial protection, health, life or medical insurance, had special conditions imposed for insurance coverage, or had your policy cancelled or terminated.
• You are not engaged in duties involving heavy manual work or with exposure to extraordinary health, accidental or special hazard.
  

You may select the occupation class based on the description provided below as well as on the portal. At the moment, we provide insurance for anyone who falls under occupation class 1, 2 or 3 only.

Occupation class 1:

You are engaged in only indoor desk-bound administrative, clerical, executive, managerial or professional duties on land of a non-manual nature. E.g. Accountant, Actuary, Clerk, Dentist, Doctor, Housewife, Retiree, Salesperson etc.

Occupation class 2:

You are not in Class 1 and are engaged in duties on land involving light manual work without any use or control of machinery and with no exposure to extraordinary health, or accidental or special hazard. E.g. Hairstylist, Nurse, Storeman, Surveyor, Waiter etc.

Occupation class 3:

You are not in Class 1 or Class 2 and are engaged in duties or activities on land involving manual work with the use of tools or machinery and with no exposure to extraordinary health, accidental or special hazard. E.g. Chef, Driver, Fitness instructor, Plumer, Technician etc.

We do not provide insurance if you are engaged in duties involving heavy manual work or with exposure to extraordinary health, accidental or special hazard. 

If you are unsure of your occupation class or whether you are eligible to purchase, please call our Customer Services Department at 6827 9966 or contact us at personal_insurance@singlife.com

The difference is in the maximum amounts payable per person in the event of a claim. You can view the Summary of Cover and compare the amounts payable for each of the policy features, to help you choose the one that is right for you. 

This policy automatically covers your children, as defined in the policy wording, for up to 30% of the applicable limits detailed on your Summary of Cover. There is no need to name your children under the policy. In the event of a claim, you will be required to produce any necessary supporting document(s) to support your claim.

Traffic accident

Call the Police if you are involved in a traffic accident.

You will also need to exchange certain details with the other parties, even if you think the accident wasn't your fault. The details you should give and get from other involved are:

• Their name(s) and NRIC/FIN Number(s)
• Their address and telephone contact number
• Their vehicle registration number and name of their Insurance Company.
• If you are able to, take photographs of the scene using a camera or mobile phone.

Injured overseas

Call your travel insurance hotline if you are injured overseas.

Although your Personal Accident Policy covers for overseas accident up to 182 days during any policy year, we recommend that you purchase travel insurance separately so that if there is any emergency medical issue that needs attention, you should call your travel insurance emergency assistance hotline for help.

Should you purchase Singlife Travel Insurance, we provide emergency assistance whilst overseas. All you have to do is call.

For more information on Singlife Travel Insurance claims tips, please visit this link

Consult a registered doctor

If you sustained an accident injury, you should seek treatment at a clinic or hospital, legally licensed registered Chinese physician or chiropractor.

Treatment should be rendered within 365 days from date of accident.